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Minonk city, IL

ZIP 61760 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61760

Median Home Value
$121,900
Median Rent
$713
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$783/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61760 in Minonk city, IL, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $783. That sits below the local median household income ($65,035), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
67.6%+3% vs US avg
x
Vacancy Rate
7.5%-27% vs US avg
x
Broadband Access
80.9%-7% vs US avg
x
4+ Bedrooms
5.6%-62% vs US avg
x
Built Pre-1939
7.5%-41% vs US avg
x
Built Post-2014
0.9%-86% vs US avg
x
Rent Burden >30%
9.6%-81% vs US avg
x
Mortgage-Free
48.1%+26% vs US avg
x
$121,900
Home Value
$713
Rent
1958
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.6%
  • 1-unit attached1.4%
  • 2-9 units4.2%
  • 10+ units3.2%
  • Mobile home & other5.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$121,900
Median rent$713
Owner-occupied67.6%
Vacant7.5%
Price-to-income1.9x
Est. income to buy$34,000