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Normal town, IL

ZIP 61761 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 61761

Median Home Value
$200,900
Median Rent
$868
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,291/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 61761 in Normal town, IL, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,291. That sits below the local median household income ($66,642), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
55.4%-15% vs US avg
x
Vacancy Rate
9.6%-7% vs US avg
x
Broadband Access
83.7%-4% vs US avg
x
4+ Bedrooms
5.6%-62% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
28.8%-42% vs US avg
x
Mortgage-Free
36.1%-6% vs US avg
x
$200,900
Home Value
$868
Rent
1989
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached47.1%
  • 1-unit attached6.9%
  • 2-9 units17.3%
  • 10+ units25.9%
  • Mobile home & other2.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$200,900
Median rent$868
Owner-occupied55.4%
Vacant9.6%
Price-to-income3.0x
Est. income to buy$55,000