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Belleville city, IL

ZIP 62220 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 62220

Median Home Value
$141,300
Median Rent
$750
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$908/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 62220 in Belleville city, IL, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $908. That sits below the local median household income ($65,261), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
66.3%+1% vs US avg
x
Vacancy Rate
10.3%-0% vs US avg
x
Broadband Access
90.2%+4% vs US avg
x
4+ Bedrooms
4.5%-70% vs US avg
x
Built Pre-1939
6.7%-48% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
32.7%-34% vs US avg
x
Mortgage-Free
42.2%+11% vs US avg
x
$141,300
Home Value
$750
Rent
1954
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.5%
  • 1-unit attached5.0%
  • 2-9 units17.2%
  • 10+ units5.6%
  • Mobile home & other4.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$141,300
Median rent$750
Owner-occupied66.3%
Vacant10.3%
Price-to-income2.2x
Est. income to buy$39,000