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Chester city, IL

ZIP 62233 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 62233

Median Home Value
$111,500
Median Rent
$497
Affordability Snapshot
$31,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$716/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 62233 in Chester city, IL, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $716. That sits below the local median household income ($78,333), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.3%+18% vs US avg
x
Vacancy Rate
13.7%+33% vs US avg
x
Broadband Access
82.9%-5% vs US avg
x
4+ Bedrooms
4.5%-70% vs US avg
x
Built Pre-1939
10.6%-17% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
12.0%-76% vs US avg
x
Mortgage-Free
51.8%+35% vs US avg
x
$111,500
Home Value
$497
Rent
1962
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.5%
  • 1-unit attached0.7%
  • 2-9 units6.2%
  • 10+ units3.9%
  • Mobile home & other7.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$111,500
Median rent$497
Owner-occupied77.3%
Vacant13.7%
Price-to-income1.4x
Est. income to buy$31,000