US5.com
  1. Home
  2. States
  3. Illinois
  4. ZIP 62236
  5. Housing & Real Estate
Columbia city, IL

ZIP 62236 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 62236

Median Home Value
$300,300
Median Rent
$880
Affordability Snapshot
$83,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,929/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

28.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 62236 in Columbia city, IL, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,929. That sits below the local median household income ($112,070), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
85.0%+30% vs US avg
x
Vacancy Rate
5.0%-51% vs US avg
x
Broadband Access
93.0%+7% vs US avg
x
4+ Bedrooms
4.5%-69% vs US avg
x
Built Pre-1939
4.2%-67% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
20.9%-58% vs US avg
x
Mortgage-Free
36.6%-4% vs US avg
x
$300,300
Home Value
$880
Rent
1991
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.9%
  • 1-unit attached4.0%
  • 2-9 units8.8%
  • 10+ units2.9%
  • Mobile home & other1.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$300,300
Median rent$880
Owner-occupied85.0%
Vacant5.0%
Price-to-income2.7x
Est. income to buy$83,000