ZIP Code 62320 — Camp Point village, IL Demographics & Data

ZIP code 62320 covers Camp Point, IL in Adams County with a population of about 2,431.

At a glance, the area shows median age of 36.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 217, 447; U.S. House district IL-15; the QUINCY - HANNIBAL - KEOKUK media market.

Camp Point, IL reads as a military / base-oriented community on US5’s intent model (base-related place names in city/county context). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 62320 is about $77,750 — about 3% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.1%; unemployment rate near 0.9%; 27.9% of adults with a bachelor’s degree or higher (about 5.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Wholesale trade, and Agriculture; about 14.8% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $169,300 — about 51% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $515 (about 56% below the U.S. median rent ($1,163)), and owner-occupancy near 79.4% (about 14.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 62320 in Camp Point, IL, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,088. That sits below the local median household income ($77,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Camp Point village, IL as Relatively Low (composite score 64.2), which is near the middle of the national distribution. The strongest component scores on US5 are flood (60.7) and hurricane (23.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Camp Point village, IL show little to no average snow.

IRS migration statistics show a net inflow of about 135 for ZIP 62320 (Camp Point village, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.