ZIP Code 62358 — Niota CDP, IL Demographics & Data

ZIP code 62358 covers Niota, IL in Hancock County with a population of about 525.

At a glance, the area shows median age of 40.1 (near the U.S. median).

It sits in telephone area codes 217, 447; U.S. House district IL-15; the QUINCY - HANNIBAL - KEOKUK media market.

Median household income in ZIP 62358 is about $82,917 — about 10% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 25.5%; unemployment rate near 1.4%; 28.7% of adults with a bachelor’s degree or higher (about 5.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Construction; about 6.6% of workers reporting work-from-home (about 8.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $166,200 — about 52% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 94.7% (about 29.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 62358 in Niota, IL, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,068. That sits below the local median household income ($82,917), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Niota CDP, IL as Very Low (composite score 31.1), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (24.8) and flood (24.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Niota CDP, IL show little to no average snow and around 39.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 29 for ZIP 62358 (Niota CDP, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.