ZIP Code 62445 — Montrose village, IL Demographics & Data

ZIP code 62445 covers Montrose, IL in Jasper County with a population of about 1,044.

At a glance, the area shows median age of 39.1 (near the U.S. median).

It sits in telephone area codes 217, 447; U.S. House district IL-12; the CHAMPAIGN & SPRNGFLD - DECATUR media market.

Median household income in ZIP 62445 is about $79,241 — about 5% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.1%; unemployment rate near 0.5%; 7.0% of adults with a bachelor’s degree or higher (about 26.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Construction, and Manufacturing; about 3.7% of workers reporting work-from-home (about 11.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $181,000 — about 48% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 93.3% (about 27.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 62445 in Montrose, IL, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,163. That sits below the local median household income ($79,241), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Montrose village, IL as Very Low (composite score 20.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (32.4) and flood (28.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Montrose village, IL show little to no average snow and around 46.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 58 for ZIP 62445 (Montrose village, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.