US5.com
  1. Home
  2. States
  3. Illinois
  4. ZIP 62460
  5. Housing & Real Estate
St. Francisville city, IL

ZIP 62460 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 62460

Median Home Value
$105,700
Median Rent
$455
Affordability Snapshot
$29,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$679/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 62460 in St. Francisville city, IL, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $679. That sits below the local median household income ($57,222), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.8%+24% vs US avg
x
Vacancy Rate
16.1%+57% vs US avg
x
Broadband Access
77.2%-11% vs US avg
x
4+ Bedrooms
3.7%-75% vs US avg
x
Built Pre-1939
3.5%-73% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
21.4%-57% vs US avg
x
Mortgage-Free
62.2%+63% vs US avg
x
$105,700
Home Value
$455
Rent
1957
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.4%
  • 1-unit attached0.9%
  • 2-9 units3.5%
  • 10+ units0.0%
  • Mobile home & other15.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$105,700
Median rent$455
Owner-occupied80.8%
Vacant16.1%
Price-to-income1.8x
Est. income to buy$29,000