US5.com
  1. Home
  2. States
  3. Illinois
  4. ZIP 62822
  5. Housing & Real Estate
Christopher city, IL

ZIP 62822 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 62822

Median Home Value
$70,900
Median Rent
$470
Affordability Snapshot
$19,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$455/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 62822 in Christopher city, IL, a household would need roughly $19,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $455. That sits below the local median household income ($43,155), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.5%+9% vs US avg
x
Vacancy Rate
15.0%+46% vs US avg
x
Broadband Access
77.0%-12% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
15.2%+18% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
17.7%-64% vs US avg
x
Mortgage-Free
68.3%+79% vs US avg
x
$70,900
Home Value
$470
Rent
1954
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.8%
  • 1-unit attached1.0%
  • 2-9 units11.7%
  • 10+ units0.0%
  • Mobile home & other5.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$70,900
Median rent$470
Owner-occupied71.5%
Vacant15.0%
Price-to-income1.6x
Est. income to buy$19,000