ZIP Code 62856 — Hanaford village, IL Demographics & Data

ZIP code 62856 covers Hanaford, IL in Franklin County with a population of about 327.

At a glance, the area shows median age of 44.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 618, 730; U.S. House district IL-12; the PADUCAH - CAPE GIRAR D - HARSBG media market.

Median household income in ZIP 62856 is about $59,500 — about 21% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.5%; unemployment rate near 6.5%; 3.7% of adults with a bachelor’s degree or higher (about 30.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Healthcare, and Retail trade; about 4.5% of workers reporting work-from-home (about 10.7 points below the U.S. share (15.2%)); a mean commute of about 149.0 minutes (U.S. average near 26.8).

Median home value is about $56,100 — about 84% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 92.7% (about 27.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 62856 in Hanaford, IL, a household would need roughly $15,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $360. That sits below the local median household income ($59,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hanaford village, IL as Relatively Low (composite score 80.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (65.7) and hurricane (45.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hanaford village, IL show little to no average snow.

IRS migration statistics show a net inflow of about 18 for ZIP 62856 (Hanaford village, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.