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West Frankfort city, IL

ZIP 62896 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 62896

Median Home Value
$88,000
Median Rent
$512
Affordability Snapshot
$24,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$565/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 62896 in West Frankfort city, IL, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $565. That sits below the local median household income ($55,528), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.2%+10% vs US avg
x
Vacancy Rate
12.7%+23% vs US avg
x
Broadband Access
84.6%-3% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
10.8%-16% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
16.7%-66% vs US avg
x
Mortgage-Free
54.0%+41% vs US avg
x
$88,000
Home Value
$512
Rent
1966
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.4%
  • 1-unit attached1.3%
  • 2-9 units7.6%
  • 10+ units3.1%
  • Mobile home & other7.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$88,000
Median rent$512
Owner-occupied72.2%
Vacant12.7%
Price-to-income1.6x
Est. income to buy$24,000