ZIP Code 62908 — Belknap village, IL Demographics & Data

ZIP code 62908 covers Belknap, IL in Massac County with a population of about 365.

At a glance, the area shows median age of 45.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 618, 730; U.S. House district IL-12; the PADUCAH - CAPE GIRAR D - HARSBG media market.

Median household income in ZIP 62908 is about $67,250 — about 11% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.3%; unemployment rate near 2.7%; 16.7% of adults with a bachelor’s degree or higher (about 17.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Public administration, and Healthcare; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $168,800 — about 52% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 92.5% (about 27.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 62908 in Belknap, IL, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,084. That sits below the local median household income ($67,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Belknap village, IL as Relatively Low (composite score 61.6), which is near the middle of the national distribution. The strongest component scores on US5 are flood (43.0) and hurricane (31.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Belknap village, IL show little to no average snow and around 49.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 20 for ZIP 62908 (Belknap village, IL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.