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Hurst city, IL

ZIP 62949 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 62949

Median Home Value
$74,300
Median Rent
$365
Affordability Snapshot
$20,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$477/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 62949 in Hurst city, IL, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $477. That sits below the local median household income ($34,194), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
55.2%-16% vs US avg
x
Vacancy Rate
10.9%+6% vs US avg
x
Broadband Access
76.2%-12% vs US avg
x
4+ Bedrooms
3.6%-75% vs US avg
x
Built Pre-1939
7.8%-39% vs US avg
x
Built Post-2014
1.2%-82% vs US avg
x
Rent Burden >30%
9.2%-82% vs US avg
x
Mortgage-Free
71.8%+88% vs US avg
x
$74,300
Home Value
$365
Rent
1967
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.4%
  • 1-unit attached1.0%
  • 2-9 units22.9%
  • 10+ units0.0%
  • Mobile home & other7.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$74,300
Median rent$365
Owner-occupied55.2%
Vacant10.9%
Price-to-income2.2x
Est. income to buy$20,000