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Rosiclare city, IL

ZIP 62982 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 62982

Median Home Value
$59,300
Median Rent
$335
Affordability Snapshot
$16,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$381/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 62982 in Rosiclare city, IL, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $381. That sits below the local median household income ($43,650), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 29% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.1%+12% vs US avg
x
Vacancy Rate
29.1%+183% vs US avg
x
Broadband Access
84.7%-3% vs US avg
x
4+ Bedrooms
3.9%-73% vs US avg
x
Built Pre-1939
9.7%-25% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
3.1%-94% vs US avg
x
Mortgage-Free
65.4%+71% vs US avg
x
$59,300
Home Value
$335
Rent
1958
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.5%
  • 1-unit attached0.0%
  • 2-9 units12.8%
  • 10+ units0.0%
  • Mobile home & other3.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$59,300
Median rent$335
Owner-occupied73.1%
Vacant29.1%
Price-to-income1.4x
Est. income to buy$16,000