Median home value is about $337,300 — about 3% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,059 (about 9% below the U.S. median rent ($1,163)), and owner-occupancy near 26.8% (about 38.6 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 63108 in St. Louis, MO, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,167. That is about 63% above the local median household income ($56,933), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.