ZIP Code 64022 — Dover town, MO Demographics & Data

ZIP code 64022 covers Dover, MO in Lafayette County with a population of about 127.

At a glance, the area shows median age of 33.8 versus a U.S. median of about 38.9.

It sits in telephone area code 660; U.S. House district MO-4; the KANSAS CITY media market.

On socioeconomic markers, US5 shows a poverty rate of 4.7%; unemployment rate near 9.8%; 33.3% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Manufacturing, and Transportation; about 5.4% of workers reporting work-from-home (about 9.8 points below the U.S. share (15.2%)); a mean commute of about 35.0 minutes (U.S. average near 26.8).

Median home value is about $177,800 — about 49% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $563 (about 52% below the U.S. median rent ($1,163)), and owner-occupancy near 84.4% (about 19.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 64022 in Dover, MO, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,142. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Dover town, MO as Relatively Low (composite score 52.5), which is near the middle of the national distribution. The strongest component scores on US5 are flood (44.3) and wildfire (34.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Dover town, MO show little to no average snow and around 40.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 6 for ZIP 64022 (Dover town, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.