ZIP Code 64057 — Independence city, MO Demographics & Data

ZIP code 64057 covers Independence, MO in Jackson County with a population of about 14,509.

At a glance, the area shows median age of 42.4 versus a U.S. median of about 38.9.

It sits in telephone area code 816; U.S. House district MO-5; the KANSAS CITY media market.

Median household income in ZIP 64057 is about $71,441 — about 5% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.1%; unemployment rate near 8.1%; 28.6% of adults with a bachelor’s degree or higher (about 5.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Manufacturing; about 11.3% of workers reporting work-from-home (about 3.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $235,700 — about 32% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $987 (about 15% below the U.S. median rent ($1,163)), and owner-occupancy near 60.4% (about 5.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 64057 in Independence, MO, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,514. That is roughly in line with the local median household income ($71,441). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Independence city, MO as Relatively High (composite score 96.5), which is among the highest nationally. The strongest component scores on US5 are flood (96.5) and wildfire (49.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Independence city, MO show little to no average snow and around 44.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 656 for ZIP 64057 (Independence city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.