ZIP Code 65048 — undefined, MO Demographics & Data

ZIP code 65048 covers MO in Osage County with a population of about 153.

At a glance, the area shows median age of 63.6 versus a U.S. median of about 38.9.

It sits in telephone area code 573; U.S. House district MO-3; the COLUMBIA - JEFFERSON CITY media market.

MO fits a retirement-oriented profile (high share of residents 65+ (39.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 65048 is about $87,024 — about 16% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Information, Agriculture, and Manufacturing; about 51.4% of workers reporting work-from-home (about 36.2 points above the U.S. share (15.2%)); a mean commute of about 18.0 minutes (U.S. average near 26.8).

Median home value is about $341,900 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 90.9% (about 25.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 65048 in MO, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,196. That is roughly in line with the local median household income ($87,024). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MO as Very Low (composite score 32.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (47.5) and wildfire (35.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MO show little to no average snow and around 44.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 7 for ZIP 65048 (MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.