ZIP Code 65329 — undefined, MO Demographics & Data

ZIP code 65329 covers MO in Morgan County with a population of about 417.

At a glance, the area shows median age of 20.8 versus a U.S. median of about 38.9.

It sits in telephone area code 660; U.S. House district MO-4; the COLUMBIA - JEFFERSON CITY media market.

Median household income in ZIP 65329 is about $81,369 — about 8% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.2%; unemployment rate near 1.3%; 20.3% of adults with a bachelor’s degree or higher (about 13.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Manufacturing, and Education; about 2.7% of workers reporting work-from-home (about 12.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $336,100 — about 3% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 82.5% (about 17.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 65329 in MO, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,159. That is roughly in line with the local median household income ($81,369). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MO as Relatively Low (composite score 75.5), which is elevated versus much of the country. The strongest component scores on US5 are flood (82.7) and wildfire (72.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MO show little to no average snow and around 36.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 19 for ZIP 65329 (MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.