ZIP Code 66094 — White Cloud city, KS Demographics & Data

ZIP code 66094 covers White Cloud, KS in Brown County with a population of about 411.

At a glance, the area shows median age of 38.6 (near the U.S. median).

It sits in telephone area code 785; U.S. House district KS-2; the ST. JOSEPH media market.

Median household income in ZIP 66094 is about $51,875 — about 31% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.3%; unemployment rate near 7.3%; 15.0% of adults with a bachelor’s degree or higher (about 18.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Public administration, and Arts and entertainment; about 0.6% of workers reporting work-from-home (about 14.6 points below the U.S. share (15.2%)); a mean commute of about 176.0 minutes (U.S. average near 26.8).

Median home value is about $154,700 — about 56% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $325 (about 72% below the U.S. median rent ($1,163)), and owner-occupancy near 65.2% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 66094 in White Cloud, KS, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $994. That sits below the local median household income ($51,875), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for White Cloud city, KS as Very Low (composite score 15.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (71.4) and flood (17.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for White Cloud city, KS show little to no average snow.

IRS migration statistics show a net inflow of about 23 for ZIP 66094 (White Cloud city, KS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.