ZIP Code 67638 — Gaylord city, KS Demographics & Data

ZIP code 67638 covers Gaylord, KS in Smith County with a population of about 111.

At a glance, the area shows median age of 61.5 versus a U.S. median of about 38.9.

It sits in telephone area code 785; U.S. House district KS-1; the LINCOLN & HSTNGS - KRNY media market.

Gaylord, KS fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 67638 is about $35,568 — about 53% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 30.6%; unemployment rate near 0.0%; 13.0% of adults with a bachelor’s degree or higher (about 20.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Wholesale trade; a mean commute of about 44.0 minutes (U.S. average near 26.8).

Median home value is about $51,200 — about 85% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $238 (about 80% below the U.S. median rent ($1,163)), and owner-occupancy near 77.8% (about 12.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 67638 in Gaylord, KS, a household would need roughly $14,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $329. That sits below the local median household income ($35,568), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Gaylord city, KS as Very Low (composite score 21.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (40.9) and flood (10.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Gaylord city, KS show little to no average snow and around 28.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 6 for ZIP 67638 (Gaylord city, KS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.