ZIP Code 68058 — South Bend village, NE Demographics & Data

ZIP code 68058 covers South Bend, NE in Cass County with a population of about 352.

At a glance, the area shows median age of 60.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 402, 531; U.S. House district NE-1; the OMAHA media market.

South Bend, NE fits a retirement-oriented profile (high share of residents 65+ (37.2%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 68058 is about $129,479 — about 72% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.5%; unemployment rate near 0.0%; 53.2% of adults with a bachelor’s degree or higher (about 19.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Education; a mean commute of about 146.0 minutes (U.S. average near 26.8).

Median home value is about $473,300 — about 36% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $705 (about 39% below the U.S. median rent ($1,163)), and owner-occupancy near 93.4% (about 28.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 68058 in South Bend, NE, a household would need roughly $130,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,040. That is roughly in line with the local median household income ($129,479). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for South Bend village, NE as Very Low (composite score 31.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (74.1) and flood (37.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for South Bend village, NE show little to no average snow and around 32.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 22 for ZIP 68058 (South Bend village, NE) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.