ZIP Code 68064 — Valley city, NE Demographics & Data

ZIP code 68064 covers Valley, NE in Douglas County with a population of about 3,924.

At a glance, the area shows median age of 49.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 402, 531; U.S. House district NE-2; the OMAHA media market.

Median household income in ZIP 68064 is about $92,938 — about 24% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.2%; unemployment rate near 2.1%; 45.5% of adults with a bachelor’s degree or higher (about 11.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Retail trade; about 22.1% of workers reporting work-from-home (about 6.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $476,400 — about 37% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $782 (about 33% below the U.S. median rent ($1,163)), and owner-occupancy near 73.4% (about 8.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 68064 in Valley, NE, a household would need roughly $131,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,060. That is about 41% above the local median household income ($92,938), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Valley city, NE as Relatively High (composite score 95.9), which is among the highest nationally. The strongest component scores on US5 are flood (95.1) and wildfire (88.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Valley city, NE show little to no average snow and around 33.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 251 for ZIP 68064 (Valley city, NE) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.