ZIP Code 68318 — Blue Springs city, NE Demographics & Data

ZIP code 68318 covers Blue Springs, NE in Gage County with a population of about 439.

At a glance, the area shows median age of 42.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 402, 531; U.S. House district NE-3; the LINCOLN & HSTNGS - KRNY media market.

Median household income in ZIP 68318 is about $56,563 — about 25% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.9%; unemployment rate near 0.0%; 21.9% of adults with a bachelor’s degree or higher (about 11.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Public administration, and Retail trade; about 1.4% of workers reporting work-from-home (about 13.8 points below the U.S. share (15.2%)); a mean commute of about 137.0 minutes (U.S. average near 26.8).

Median home value is about $56,000 — about 84% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $840 (about 28% below the U.S. median rent ($1,163)), and owner-occupancy near 76.3% (about 10.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 68318 in Blue Springs, NE, a household would need roughly $15,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $360. That sits below the local median household income ($56,563), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Blue Springs city, NE as Very Low (composite score 40.6), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (78.9) and flood (32.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Blue Springs city, NE show little to no average snow and around 33.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 28 for ZIP 68318 (Blue Springs city, NE) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.