ZIP Code 68360 — Garland village, NE Demographics & Data

ZIP code 68360 covers Garland, NE in Seward County with a population of about 394.

At a glance, the area shows median age of 55.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 402, 531; U.S. House district NE-1; the LINCOLN & HSTNGS - KRNY media market.

Garland, NE fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 68360 is about $67,308 — about 10% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.1%; unemployment rate near 1.0%; 37.6% of adults with a bachelor’s degree or higher (about 3.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Public administration, and Healthcare; about 4.7% of workers reporting work-from-home (about 10.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $231,700 — about 33% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 91.1% (about 25.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 68360 in Garland, NE, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,488. That is roughly in line with the local median household income ($67,308). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Garland village, NE as Very Low (composite score 24.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (72.1) and flood (23.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Garland village, NE show little to no average snow and around 28.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 25 for ZIP 68360 (Garland village, NE) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.