ZIP Code 68816 — Archer CDP, NE Demographics & Data

ZIP code 68816 covers Archer, NE in Merrick County with a population of about 149.

At a glance, the area shows median age of 40.1 (near the U.S. median).

It sits in telephone area code 308; U.S. House district NE-3; the LINCOLN & HSTNGS - KRNY media market.

Median household income in ZIP 68816 is about $59,438 — about 21% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.7%; unemployment rate near 0.0%; 27.8% of adults with a bachelor’s degree or higher (about 5.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Manufacturing, and Professional services; about 22.0% of workers reporting work-from-home (about 6.8 points above the U.S. share (15.2%)); a mean commute of about 39.0 minutes (U.S. average near 26.8).

Median home value is about $173,100 — about 50% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 74.6% (about 9.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 68816 in Archer, NE, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,112. That sits below the local median household income ($59,438), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Archer CDP, NE as Relatively Low (composite score 42.9), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (50.1) and flood (37.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Archer CDP, NE show little to no average snow and around 28.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 10 for ZIP 68816 (Archer CDP, NE) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.