ZIP Code 68844 — Hazard village, NE Demographics & Data

ZIP code 68844 covers Hazard, NE in Sherman County with a population of about 243.

At a glance, the area shows median age of 35.1 versus a U.S. median of about 38.9.

It sits in telephone area code 308; U.S. House district NE-3; the LINCOLN & HSTNGS - KRNY media market.

Median household income in ZIP 68844 is about $63,913 — about 15% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.4%; unemployment rate near 0.0%; 32.2% of adults with a bachelor’s degree or higher (about 1.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Manufacturing, and Food services; about 27.4% of workers reporting work-from-home (about 12.2 points above the U.S. share (15.2%)); a mean commute of about 85.0 minutes (U.S. average near 26.8).

Median home value is about $258,700 — about 26% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 94.4% (about 29.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 68844 in Hazard, NE, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,662. That is roughly in line with the local median household income ($63,913). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hazard village, NE as Very Low (composite score 22.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (67.5) and flood (9.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hazard village, NE show little to no average snow and around 26.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 16 for ZIP 68844 (Hazard village, NE) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.