ZIP Code 68861 — Odessa CDP, NE Demographics & Data

ZIP code 68861 covers Odessa, NE in Buffalo County with a population of about 116.

At a glance, the area shows median age of 56.6 versus a U.S. median of about 38.9.

It sits in telephone area code 308; U.S. House district NE-3; the LINCOLN & HSTNGS - KRNY media market.

Odessa, NE fits a retirement-oriented profile (high share of residents 65+ (44.8%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 68861 is about $36,875 — about 51% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.5%; unemployment rate near 0.0%; 10.2% of adults with a bachelor’s degree or higher (about 23.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Food services, and Manufacturing; a mean commute of about 33.0 minutes (U.S. average near 26.8).

Median home value is about $126,400 — about 64% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 82.3% (about 16.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 68861 in Odessa, NE, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $812. That is roughly in line with the local median household income ($36,875). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Odessa CDP, NE as Relatively Low (composite score 66.0), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (74.3) and flood (50.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Odessa CDP, NE show little to no average snow and around 25.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 7 for ZIP 68861 (Odessa CDP, NE) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.