ZIP Code 72087 — Hot Springs Village CDP, AR Demographics & Data

ZIP code 72087 covers Hot Springs Village, AR in Saline County with a population of about 1,588.

At a glance, the area shows median age of 50.1 versus a U.S. median of about 38.9.

It sits in telephone area code 501; U.S. House district AR-2; the LITTLE ROCK - PINE BLUFF media market.

Hot Springs Village, AR reads as a military / base-oriented community on US5’s intent model (elevated veteran share (18.1%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 72087 is about $45,893 — about 39% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.3%; unemployment rate near 0.0%; 9.6% of adults with a bachelor’s degree or higher (about 24.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Retail trade, and Construction; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $161,400 — about 54% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $511 (about 56% below the U.S. median rent ($1,163)), and owner-occupancy near 94.7% (about 29.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 72087 in Hot Springs Village, AR, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,037. That is roughly in line with the local median household income ($45,893). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hot Springs Village CDP, AR as Relatively Low (composite score 77.6), which is elevated versus much of the country. The strongest component scores on US5 are flood (74.9) and wildfire (61.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hot Springs Village CDP, AR show little to no average snow and around 53.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 56 for ZIP 72087 (Hot Springs Village CDP, AR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.