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Hot Springs Village CDP, AR

ZIP 72087 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 72087

Median Home Value
$161,400
Median Rent
$511
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,037/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 72087 in Hot Springs Village CDP, AR, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,037. That is roughly in line with the local median household income ($45,893). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
94.7%+45% vs US avg
x
Vacancy Rate
4.6%-55% vs US avg
x
Broadband Access
56.7%-35% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
2.7%-79% vs US avg
x
Built Post-2014
6.8%-2% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
53.1%+39% vs US avg
x
$161,400
Home Value
$511
Rent
1997
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.4%
  • 1-unit attached2.3%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other37.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$161,400
Median rent$511
Owner-occupied94.7%
Vacant4.6%
Price-to-income3.5x
Est. income to buy$44,000