ZIP Code 72550 — Concord town, AR Demographics & Data

ZIP code 72550 covers Concord, AR in Independence County with a population of about 797.

At a glance, the area shows median age of 37.4 versus a U.S. median of about 38.9.

It sits in telephone area code 870; U.S. House district AR-1; the LITTLE ROCK - PINE BLUFF media market.

Median household income in ZIP 72550 is about $71,042 — about 5% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.2%; unemployment rate near 5.4%; 4.9% of adults with a bachelor’s degree or higher (about 28.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Wholesale trade, and Food services; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $107,600 — about 69% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 98.5% (about 33.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 72550 in Concord, AR, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $691. That sits below the local median household income ($71,042), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Concord town, AR as Relatively Low (composite score 69.1), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (70.5) and flood (56.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Concord town, AR show little to no average snow and around 48.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 28 for ZIP 72550 (Concord town, AR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.