ZIP Code 72564 — Oil Trough town, AR Demographics & Data

ZIP code 72564 covers Oil Trough, AR in Independence County with a population of about 525.

At a glance, the area shows median age of 27.8 versus a U.S. median of about 38.9.

It sits in telephone area code 870; U.S. House district AR-1; the LITTLE ROCK - PINE BLUFF media market.

Median household income in ZIP 72564 is about $27,089 — about 64% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 25.6%; unemployment rate near 0.0%; 7.6% of adults with a bachelor’s degree or higher (about 26.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Education; about 6.9% of workers reporting work-from-home (about 8.3 points below the U.S. share (15.2%)); a mean commute of about 161.0 minutes (U.S. average near 26.8).

Median home value is about $99,800 — about 71% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 89.4% (about 24.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 72564 in Oil Trough, AR, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $641. That is roughly in line with the local median household income ($27,089). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Oil Trough town, AR as Relatively Low (composite score 69.1), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (70.5) and flood (56.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Oil Trough town, AR show little to no average snow and around 51.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 18 for ZIP 72564 (Oil Trough town, AR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.