Median home value is about $53,700 — about 85% below the U.S. median home value ($348,079).
Housing tenure and rents show owner-occupancy near 71.3% (about 5.9 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 72839 in Hagarville, AR, a household would need roughly $15,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $345. That sits below the local median household income ($49,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.