ZIP Code 72865 — Subiaco town, AR Demographics & Data

ZIP code 72865 covers Subiaco, AR in Logan County with a population of about 1,101.

At a glance, the area shows median age of 47.0 versus a U.S. median of about 38.9.

It sits in telephone area code 479; U.S. House district AR-4; the FT. SMITH - FAY - SPRNGDL - RGRS media market.

Median household income in ZIP 72865 is about $70,129 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.5%; unemployment rate near 1.1%; 21.9% of adults with a bachelor’s degree or higher (about 11.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 9.6% of workers reporting work-from-home (about 5.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $151,100 — about 57% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 86.0% (about 20.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 72865 in Subiaco, AR, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $971. That sits below the local median household income ($70,129), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Subiaco town, AR as Relatively Low (composite score 48.2), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (71.6) and flood (56.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Subiaco town, AR show little to no average snow and around 49.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 39 for ZIP 72865 (Subiaco town, AR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.