ZIP Code 74521 — Albion town, OK Demographics & Data

ZIP code 74521 covers Albion, OK in Pushmataha County with a population of about 59.

At a glance, the area shows median age of 43.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 539, 918; U.S. House district OK-2; the SHERMAN - ADA media market.

Median household income in ZIP 74521 is about $35,625 — about 53% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.6%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Real estate, Healthcare, and Manufacturing; about 4.3% of workers reporting work-from-home (about 10.8 points below the U.S. share (15.2%)); a mean commute of about 22.0 minutes (U.S. average near 26.8).

Median home value is about $46,300 — about 87% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $575 (about 51% below the U.S. median rent ($1,163)), and owner-occupancy near 80.0% (about 14.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 74521 in Albion, OK, a household would need roughly $13,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $297. That sits below the local median household income ($35,625), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Albion town, OK as Very Low (composite score 32.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (88.7) and flood (36.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Albion town, OK show little to no average snow and around 51.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2 for ZIP 74521 (Albion town, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.