ZIP Code 74726 — Albany CDP, OK Demographics & Data

ZIP code 74726 covers Albany, OK in Bryan County with a population of about 1,792.

At a glance, the area shows median age of 44.1 versus a U.S. median of about 38.9.

It sits in telephone area code 580; U.S. House district OK-2; the SHERMAN - ADA media market.

Median household income in ZIP 74726 is about $45,417 — about 40% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.2%; unemployment rate near 4.7%; 15.0% of adults with a bachelor’s degree or higher (about 18.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 6.0% of workers reporting work-from-home (about 9.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $150,000 — about 57% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $550 (about 53% below the U.S. median rent ($1,163)), and owner-occupancy near 78.7% (about 13.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 74726 in Albany, OK, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $964. That is roughly in line with the local median household income ($45,417). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Albany CDP, OK as Relatively Low (composite score 74.6), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (87.5) and flood (54.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Albany CDP, OK show little to no average snow and around 45.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 72 for ZIP 74726 (Albany CDP, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.