ZIP Code 74842 — Fittstown CDP, OK Demographics & Data

ZIP code 74842 covers Fittstown, OK in Pontotoc County with a population of about 196.

At a glance, the area shows median age of 48.5 versus a U.S. median of about 38.9.

It sits in telephone area code 580; U.S. House district OK-4; the SHERMAN - ADA media market.

Median household income in ZIP 74842 is about $59,107 — about 21% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.1%; unemployment rate near 0.0%; 20.5% of adults with a bachelor’s degree or higher (about 13.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Mining, Education, and Healthcare; a mean commute of about 111.0 minutes (U.S. average near 26.8).

Median home value is about $141,700 — about 59% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 90.1% (about 24.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 74842 in Fittstown, OK, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $910. That sits below the local median household income ($59,107), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fittstown CDP, OK as Relatively Low (composite score 62.9), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (90.2) and flood (45.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fittstown CDP, OK show little to no average snow and around 43.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 8 for ZIP 74842 (Fittstown CDP, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.