ZIP Code 75009 — Celina city, TX Demographics & Data

ZIP code 75009 covers Celina, TX in Collin County with a population of about 30,257.

At a glance, the area shows median age of 37.6 (near the U.S. median).

It sits in telephone area codes 214, 469, 945, 972; U.S. House district TX-4; the DALLAS - FT. WORTH media market.

Celina, TX aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 75009 is about $166,064 — about 121% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.7%; unemployment rate near 3.9%; 55.6% of adults with a bachelor’s degree or higher (about 21.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Retail trade, and Healthcare; about 29.3% of workers reporting work-from-home (about 14.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $471,300 — about 35% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,634 (about 40% above the U.S. median rent ($1,163)), and owner-occupancy near 93.0% (about 27.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 75009 in Celina, TX, a household would need roughly $130,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,028. That sits below the local median household income ($166,064), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Celina city, TX as Relatively High (composite score 98.9), which is among the highest nationally. The strongest component scores on US5 are flood (96.8) and wildfire (81.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Celina city, TX show little to no average snow.

IRS migration statistics show a net inflow of about 1,427 for ZIP 75009 (Celina city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.