ZIP Code 75442 — Farmersville city, TX Demographics & Data

ZIP code 75442 covers Farmersville, TX in Collin County with a population of about 10,567.

At a glance, the area shows median age of 39.2 (near the U.S. median).

It sits in telephone area codes 214, 469, 945, 972; U.S. House district TX-3; the DALLAS - FT. WORTH media market.

Median household income in ZIP 75442 is about $84,591 — about 13% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.8%; unemployment rate near 7.4%; 17.6% of adults with a bachelor’s degree or higher (about 16.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Construction; about 15.4% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $330,000 — about 5% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,110 (about 5% below the U.S. median rent ($1,163)), and owner-occupancy near 82.8% (about 17.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 75442 in Farmersville, TX, a household would need roughly $91,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,120. That is roughly in line with the local median household income ($84,591). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Farmersville city, TX as Relatively High (composite score 98.9), which is among the highest nationally. The strongest component scores on US5 are flood (96.8) and wildfire (81.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Farmersville city, TX show little to no average snow and around 39.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 498 for ZIP 75442 (Farmersville city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.