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Beckville city, TX

ZIP 75631 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75631

Median Home Value
$137,800
Median Rent
$641
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$885/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75631 in Beckville city, TX, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $885. That sits below the local median household income ($76,389), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.4%+21% vs US avg
x
Vacancy Rate
19.5%+89% vs US avg
x
Broadband Access
84.9%-2% vs US avg
x
4+ Bedrooms
9.3%-38% vs US avg
x
Built Pre-1939
3.2%-75% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
25.1%-49% vs US avg
x
Mortgage-Free
55.3%+45% vs US avg
x
$137,800
Home Value
$641
Rent
1984
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.9%
  • 1-unit attached1.2%
  • 2-9 units1.2%
  • 10+ units0.0%
  • Mobile home & other24.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$137,800
Median rent$641
Owner-occupied79.4%
Vacant19.5%
Price-to-income1.8x
Est. income to buy$38,000