ZIP Code 75631 — Beckville city, TX Demographics & Data

ZIP code 75631 covers Beckville, TX in Panola County with a population of about 2,644.

At a glance, the area shows median age of 40.1 (near the U.S. median).

It sits in telephone area codes 430, 903; U.S. House district TX-1; the SHREVEPORT media market.

Median household income in ZIP 75631 is about $76,389 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.0%; unemployment rate near 0.4%; 19.3% of adults with a bachelor’s degree or higher (about 14.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Education, and Healthcare; about 6.9% of workers reporting work-from-home (about 8.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $137,800 — about 60% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $641 (about 45% below the U.S. median rent ($1,163)), and owner-occupancy near 79.4% (about 14.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 75631 in Beckville, TX, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $885. That sits below the local median household income ($76,389), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Beckville city, TX as Relatively Low (composite score 55.4), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (78.3) and wildfire (72.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Beckville city, TX show little to no average snow and around 52.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 125 for ZIP 75631 (Beckville city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.