ZIP Code 76270 — Sunset CDP, TX Demographics & Data

ZIP code 76270 covers Sunset, TX in Montague County with a population of about 2,252.

At a glance, the area shows median age of 50.6 versus a U.S. median of about 38.9.

It sits in telephone area code 940; U.S. House district TX-13; the WICHITA FALLS & LAWTON media market.

Median household income in ZIP 76270 is about $77,552 — about 3% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.3%; unemployment rate near 8.6%; 14.2% of adults with a bachelor’s degree or higher (about 19.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Public administration; about 3.4% of workers reporting work-from-home (about 11.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $242,700 — about 30% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 98.7% (about 33.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76270 in Sunset, TX, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,559. That sits below the local median household income ($77,552), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Sunset CDP, TX as Relatively Low (composite score 54.9), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (89.8) and hurricane (38.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Sunset CDP, TX show little to no average snow and around 35.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 106 for ZIP 76270 (Sunset CDP, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.