ZIP Code 76370 — Megargel town, TX Demographics & Data

ZIP code 76370 covers Megargel, TX in Archer County with a population of about 464.

At a glance, the area shows median age of 53.0 versus a U.S. median of about 38.9.

It sits in telephone area code 940; U.S. House district TX-13; the WICHITA FALLS & LAWTON media market.

Median household income in ZIP 76370 is about $86,125 — about 15% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 35.5% of adults with a bachelor’s degree or higher (about 1.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Agriculture, and Information; about 8.8% of workers reporting work-from-home (about 6.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $80,400 — about 77% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $468 (about 60% below the U.S. median rent ($1,163)), and owner-occupancy near 82.4% (about 17.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76370 in Megargel, TX, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $516. That sits below the local median household income ($86,125), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Megargel town, TX as Very Low (composite score 7.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (84.4) and hurricane (28.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Megargel town, TX show little to no average snow and around 29.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 22 for ZIP 76370 (Megargel town, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.