What to know about ZIP 76702
ZIP code 76702 covers ZIP 76702 with a population of about 4,550.
At a glance, the area shows median age of 37.4 versus a U.S. median of about 38.9.
It sits in the WACO - TEMPLE - BRYAN media market.
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ZIP Code 76702 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Middle Class
At a glance
Population
4,550
Density
N/A
Median income
$64,334
-14% vs US avg
Home value
$213,700
-39% vs US avg
Median rent
$952
-18% vs US avg
Timezone
N/A
Overview of ZIP Code 76702
Income and economy in ZIP 76702
Median household income in ZIP 76702 is about $64,334 — about 14% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 19.3%; unemployment rate near 4.6%; 27.0% of adults with a bachelor’s degree or higher (about 6.7 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Finance and insurance, and Manufacturing; about 10.9% of workers reporting work-from-home (about 4.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 76702
Median home value is about $213,700 — about 39% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $952 (about 18% below the U.S. median rent ($1,163)), and owner-occupancy near 44.6% (about 20.8 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 76702, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,373. That is roughly in line with the local median household income ($64,334). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.