Home
States
ZIP 76702
Housing & Real Estate

ZIP 76702 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76702

Median Home Value

$213,700

Median Rent

$952

Affordability Snapshot

$59,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,373/mo PITI).

18%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.7 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76702, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,373. That is roughly in line with the local median household income ($64,334). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

44.6%-32% vs US avg

Vacancy Rate

21.8%+112% vs US avg

Broadband Access

86.5%-1% vs US avg

4+ Bedrooms

0.4%-98% vs US avg

Built Pre-1939

1.1%-91% vs US avg

Built Post-2014

0.9%-87% vs US avg

Rent Burden >30%

20.0%-60% vs US avg

Mortgage-Free

45.9%+20% vs US avg

$213,700

Home Value

$952

Rent

1975

Year Built

2016

Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached49.9%
1-unit attached3.6%
2-9 units14.6%
10+ units26.3%
Mobile home & other5.6%

ZIP 76702 — Housing & Real Estate

Housing & Real Estate in ZIP Code 76702

Explore related to ZIP 76702

Housing & Real Estate key statistics