ZIP Code 76821 — Ballinger city, TX Demographics & Data

ZIP code 76821 covers Ballinger, TX in Runnels County with a population of about 4,572.

At a glance, the area shows median age of 41.9 versus a U.S. median of about 38.9.

It sits in telephone area code 325; U.S. House district TX-11; the ABILENE - SWEETWATER media market.

Median household income in ZIP 76821 is about $65,250 — about 13% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.3%; unemployment rate near 6.8%; 20.2% of adults with a bachelor’s degree or higher (about 13.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Education; about 4.5% of workers reporting work-from-home (about 10.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $104,200 — about 70% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $676 (about 42% below the U.S. median rent ($1,163)), and owner-occupancy near 73.9% (about 8.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76821 in Ballinger, TX, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $669. That sits below the local median household income ($65,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ballinger city, TX as Very Low (composite score 26.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (72.5) and hurricane (33.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ballinger city, TX show little to no average snow and around 23.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 216 for ZIP 76821 (Ballinger city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.