ZIP Code 76845 — undefined, TX Demographics & Data

ZIP code 76845 covers TX in Coleman County with a population of about 172.

At a glance, the area shows median age of 41.9 versus a U.S. median of about 38.9.

It sits in telephone area code 325; U.S. House district TX-11; the ABILENE - SWEETWATER media market.

Median household income in ZIP 76845 is about $60,625 — about 19% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.0%; unemployment rate near 3.5%; 39.7% of adults with a bachelor’s degree or higher (about 6.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Arts and entertainment, Construction, and Agriculture; about 37.8% of workers reporting work-from-home (about 22.6 points above the U.S. share (15.2%)); a mean commute of about 46.0 minutes (U.S. average near 26.8).

Median home value is about $217,000 — about 38% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 96.5% (about 31.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76845 in TX, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,394. That is roughly in line with the local median household income ($60,625). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for TX as Very Low (composite score 20.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (79.0) and hurricane (38.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for TX show little to no average snow and around 23.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 8 for ZIP 76845 (TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.