ZIP Code 77096 — Houston city, TX Demographics & Data

ZIP code 77096 covers Houston, TX in Harris County with a population of about 33,991.

At a glance, the area shows median age of 36.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 281, 346, 713, 832; U.S. House district TX-9; the HOUSTON media market.

Median household income in ZIP 77096 is about $84,395 — about 12% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.1%; unemployment rate near 4.2%; 52.7% of adults with a bachelor’s degree or higher (about 19.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Professional services; about 20.6% of workers reporting work-from-home (about 5.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $410,200 — about 18% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,143 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 47.4% (about 18.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 77096 in Houston, TX, a household would need roughly $113,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,635. That is about 34% above the local median household income ($84,395), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Houston city, TX as Very High (composite score 99.9), which is among the highest nationally. The strongest component scores on US5 are hurricane (100.0) and flood (100.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Houston city, TX show little to no average snow and around 49.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,603 for ZIP 77096 (Houston city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.