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Houston city, TX

ZIP 77096 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 77096

Median Home Value
$410,200
Median Rent
$1,143
Affordability Snapshot
$113,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,635/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 77096 in Houston city, TX, a household would need roughly $113,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,635. That is about 34% above the local median household income ($84,395), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
47.4%-28% vs US avg
x
Vacancy Rate
12.8%+24% vs US avg
x
Broadband Access
89.3%+3% vs US avg
x
4+ Bedrooms
3.8%-74% vs US avg
x
Built Pre-1939
1.7%-87% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
18.4%-63% vs US avg
x
Mortgage-Free
42.3%+11% vs US avg
x
$410,200
Home Value
$1,143
Rent
1970
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached49.7%
  • 1-unit attached1.2%
  • 2-9 units15.7%
  • 10+ units32.4%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$410,200
Median rent$1,143
Owner-occupied47.4%
Vacant12.8%
Price-to-income4.9x
Est. income to buy$113,000